Working Capital
Working Capital Made Simple
Keep your business running smoothly with financing built for day-to-day operations — inventory, payroll, receivables, and short-term cash flow gaps. Choose from Overdraft, Cash Credit, or a CGTMSE-backed facility, or let us recommend the option that best fits your business cycle and banking relationship.
Working Capital Facilities
Flexible options tailored to your needs, compared across our banking network.
- Overdraft (OD)
- Cash Credit (CC)
- CGTMSE-backed Loans
- Bill Discounting
- Quick Renewal & Enhancement
Choose the Right Facility
Pick the facility that fits how your business uses working capital, or let us recommend one for you.
Why Apply Through LJ Consultancy Services
We assess your business profile and cash flow cycle to recommend the right facility — Overdraft, Cash Credit, or a CGTMSE-backed loan — and handle the bank coordination end-to-end.
Multi-Bank Comparison
We compare offers across our banking network for you.
End-to-End Paperwork
Documentation handled from application to disbursal.
Dedicated Advisor
A single point of contact throughout your journey.
Faster Approvals
Pre-vetted applications move through banks quicker.
Working Capital FAQs
Ready to get started with your Working Capital?
Get a free consultation and a rate comparison tailored to your profile.